Farmer Friendly Finance

Cultivate Farm Loans

Why a Cultivate Loan?

Cultivate is an Agri Lending product that provides short to medium term finance built specifically around the growing needs of our farming members.

Cultivate is our newest lending product that enables us to help our farming members develop and future proof their business by providing quick and easy access to finance – borrow up to €100,000 (unsecured) for up to 10 years at a variable interest rate of 6.55%, typical APR 6.75%.

  • Flexible Repayments
  • No penalties for early repayment
  • Interest is charged on the reducing balance of the loan
  • No administration or set up fees
  • Loan Protection Insurance provided at no extra cost. If the borrower dies the loan is cleared (subject to terms and conditions, age and health restrictions)
  • Easy Process & Timely Decisions

Representative Example

A 10 year Cultivate Loan of €20,000 will have monthly repayments of €391.79, Interest 6.65% variable, (6.75% APR). If the APR does not vary during the term of the loan the total cost of credit is €3,507. The total amount payable is €23,507.

Loan Amount Interest Rate Loan Term Total Interest Monthly Repayment Total Cost
€20,000 6.55% 5 Years €3,507 €391.79 €23,507

Loan Calculator

Apply for a loan today with interest rates that suit you!

Maximum Loan Amount: €75,000
Maximum Loan Term: 240 months (20 years)
  • Weekly
  • Fortnightly
  • Monthly

€

APR 9.13%
Repayments
Total
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All figures given on this website are for your general information only, and give an approximate guide to loan repayments. The figure calculated above does not constitute a loan offer and any statements on this website do not purport to be authorative or legally binding. Tipperary Credit Union accepts no responsibility for errors due to changes in rates or offers which have occurred after this date. You are advised to check with our offices for up-to-date rates and offers.