GREEN LOANS

If you are planning to upgrade your home, making it warmer and more energy efficient with the support of SEAI grants, and would like a loan to cover the additional costs we have a Green Loan to suit your needs.

WHY GO GREEN

  • Upgrade your home to make it warmer and more energy efficient
  • Save money by reducing your energy bills
  • Avail of SEAI grants & energy credits to help you with your upgrade
  • Help the environment
  • Reduce your carbon footprint and greenhouse gas emissions

WHAT GRANTS ARE AVAILABLE

35% – 80% Home Energy Grants Available Now

  • Attic Insulation
  • Heating Controls
  • Cavity, Internal & External Wall Insulation
  • Heat Pumps
  • Wood Burning Stoves
  • Windows & Doors
  • Solar Panels – PV & Water

EXTRA SAVINGS

Homeowners in receipt of specific social welfare payments may be eligible for increased grant amounts.

ARE YOU ELIGIBLE FOR A GRANT?

To find out if you are eligible for a grant contact Energy Communities Tipperary Co-operative to assess your eligibility to take part in the scheme. Energy Communities Tipperary Co-operative is a community-led, home insulation upgrade and retrofitting organisation. They are a designated Sustainable Energy Community (SEC) with the Sustainable Energy Authority of Ireland (SEAI).

They leverage funding from the SEAI and provide a One-Stop-Shop service which takes the hassle out of getting grant aid, sourcing contractors and overseeing projects for the homeowners.  Click here to contact Energy Communities Tipperary Co-operative

As part of their One-Stop-Shop offering, they have teamed up with Credit Unions to assist the people of Tipperary/Limerick to enhance their homes and lives in conjunction with their award-winning retrofit service provider team.

HOW CAN I FIANCE MY UPGRADE?

Tipperary Credit Union offers the following loan rates for Green Loans:

  • 8.5% APR Special Home Loan (€3,500 – €30,000)

For a €10,000 5 year variable interest rate loan, with 256 weekly repayments of €47.53, an interest rate of 8.19%, a representative APR of 8.5%; the total amount payable by the member is €12,162.54. Information correct as of 18/02/2021.

– Normal lending terms apply to this rate

– Quotation, invoice for the work must be received

– 3/6 Months Bank Statements

– Last 3 Payslips

– Max loan term up to 10 years

  • 6.25% APR Large Loan (€30,000 -€75,000)

For a €30,000 10 year variable interest rate loan, with 517 weekly repayments of €77.44, an interest rate of 6.07%, a representative APR of 6.25%; the total amount payable by the member is €40,055.65. Information correct as of 18/02/2021.

– Normal lending terms apply to this rate

– Quotation, invoice for the work must be received

– 6 Months Bank Statements

– Last 3 Payslips

– Max loan term up to 10 years

HOW DO I APPLY FOR A LOAN?

  • Call to any one of our branch offices
  • Register for our online banking app “cu online+” and apply online (Click Here)
  • Make an online enquiry click here Online Loan Enquiry
  • Freephone 1800 62 22 62 and apply over the phone
  • Email info@tipperarycu.ie

Loans are subject to approval. Terms & Conditions apply.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
Tipperary Credit Union Limited is regulated by the Central Bank of Ireland.